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Coverage Features
 
 
 
 
 
 
Claim Scenarios
Health

Areas of Exposure Addressed

One, simplified policy form tailored to individual client coverage needs. This one-of-a-kind policy includes coverage for technology errors and omissions, cyber liability (data privacy and network security exposures), and Internet liability (media and intellectual property exposures). The unique blend of the three major areas of exposure under one policy provides the assurance of broad coverage without gaps.


Technology E&O

  • No services for a fee requirements
  • Broad definition of technology services, including 9-point definition and other services that can be added by endorsement.

Cyber Liability (Data Privacy/Network Security) Coverage

  • Fines, fees and penalties
    • HIPAA
    • GLB
    • CA 1386
  • Network security
    • Unauthorized access and use
    • Data privacy
    • Malicious code
    • Cyber-attacks, both internal and external
    • Virus transmission
  • Sarbanes-Oxley
  • Other data compliance standards

Internet Liability (Media/Intellectual Property) Coverage

  • Defamation, slander, or libel
  • False advertising or misrepresentation
  • Unfair competition
  • Deceptive trade practices
  • Intellectual property/trademark coverage



Capacity

Darwin can provide limits up to $10 million.


Coverage Features

  • Duty-to-Defend coverage
  • Prior Acts coverage
  • One, simplified policy form tailored to individual client coverage needs
  • Optional and selective $1 million patent sub limit available

Jurisdictions

Tech//404® is available in all states and U.S. jurisdictions.


Extensions

Bodily injury extension available.



Industry Coverage:

» Health Care Organizations
» Financial Institutions
»
E-Commerce Businesses
»
Technology Providers


Apply for Coverage:

The Tech//404 application is available as a pdf download. Please click here.


Quotes for coverage are available only through licensed agents and brokers. Contact Darwin’s business development team to obtain an agent or broker referral. The downloadable applications are provided for licensed agents and brokers only. Policies, applications, and related information are provided solely for informational purposes. Coverages will vary depending on individual state law requirements and may be unavailable in some states. The policies, applications, and related information are subject to change without prior notice. Coverage descriptions are summaries only, and coverage is determined by the terms and conditions of the policies as issued. Darwin is not responsible for any manipulated, altered, revised, or printed versions of the information provided within this web site or linked web sites.




 
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